So I have been just turned on to eHow.com. It's an online community where people post step by step instructions on pretty much anything you can think of. I myself am trying my hand at this and I just finished my first How-To.
http://www.ehow.com/how_5086533_become-active-member-new-community.html
For me this one was easy because it's pretty much what I did when I moved to the Waltham Community. So if you're wondering how this fits into financial well being I ask you to think of this. With a lot of these non-profits there is a time and a monetary commitment. If you're looking to do some good and increase your the deductions you take on your income giving to a group that you're committed to isn't a bad way to go.
As far as blog updates I should have some guest articles appearing here very soon by some of my favorites. Along with that I'll have some new pieces of my own to boot and we'll see how financial planning fits into a step by step process...will certainly be interesting.
Thanks and welcome to all the new viewers too! As always comments/questions/concerns are always welcome!!
Thursday, June 11, 2009
Wednesday, June 10, 2009
Another quick link!
Hello out there!!
This is just another quick note sharing this weeks article for Boston.com!
Check it out let and let me know what you think! As always questions and comments are encouraged. I need your help to make this better!
Cheers!
http://www.boston.com/yourtown/news/waltham/2009/06/by_nunzio_bruno_guest_columnis_1.html
This is just another quick note sharing this weeks article for Boston.com!
Check it out let and let me know what you think! As always questions and comments are encouraged. I need your help to make this better!
Cheers!
http://www.boston.com/yourtown/news/waltham/2009/06/by_nunzio_bruno_guest_columnis_1.html
Monday, June 8, 2009
Link to last weeks article!
Ok so I decided to link it rather than re-post it. I think that's in better taste don't you?
Here's the link: http://www.boston.com/yourtown/news/waltham/2009/06/bruno_physical_therapy_for_you.html
Cheers again!
Here's the link: http://www.boston.com/yourtown/news/waltham/2009/06/bruno_physical_therapy_for_you.html
Cheers again!
Wow so many new views!
I'm so excited these days! My second article will be out tomorrow on www.boston.com/yourtown/waltham so check it out. I have turned the title of the blog here into a running series title there. Just in case the one or two of you, Nick included, that check regularly this is going to be a sister spot to my newly carved place at boston.com. I really want this to work because I think there is a lot of ground to cover and when you can read it in a familiar voice it's always a good thing.
One interesting thing I would like people to think about, loosely based on a conversation that may or may not have happened today, is what people's thoughts are about Saturn et al. being bought out by Penske? Now I have been informed that the only things not being acquired are the manufacturing capabilities which essentially means they are then being outsourced. I'm thinking this might be an interesting way to come at car brand from a business prospective. I am more curious about what everyone else thinks out there and if they can help me get better informed about it. I am going to post last weeks article here to boot just incase we have an lifers here that missed it on boston.com. Some how I doubt that....
As always I look forward to questions/comments/concerns so don't be shy!!
Cheers!
One interesting thing I would like people to think about, loosely based on a conversation that may or may not have happened today, is what people's thoughts are about Saturn et al. being bought out by Penske? Now I have been informed that the only things not being acquired are the manufacturing capabilities which essentially means they are then being outsourced. I'm thinking this might be an interesting way to come at car brand from a business prospective. I am more curious about what everyone else thinks out there and if they can help me get better informed about it. I am going to post last weeks article here to boot just incase we have an lifers here that missed it on boston.com. Some how I doubt that....
As always I look forward to questions/comments/concerns so don't be shy!!
Cheers!
Sunday, April 5, 2009
Google's AdSense
Hello again everybody!
Just wanted to throw a quick note to inform that I just signed up for AdSense. I'm testing to see how feasible it will be for the blog. If it just ends up cheesing it up to much and getting in the way I'm OK with cutting it out.
Hope it doesn't throw your Blogging experience off too much and if it does let me know!!
Thanks!
Just wanted to throw a quick note to inform that I just signed up for AdSense. I'm testing to see how feasible it will be for the blog. If it just ends up cheesing it up to much and getting in the way I'm OK with cutting it out.
Hope it doesn't throw your Blogging experience off too much and if it does let me know!!
Thanks!
Who doesn't love jumping on a band wagon!
Happy end to the weekend everyone!
This post is going to be, for the most part, a push for jumping on the being-an-advocate-for-savings band wagon. I think the time is appropriate these days for an organized and proactive message to be spread when it's now something that can't be swept under the rug any more.
So to start there are lots of great websites out there, including one that I was introduced to this weekend, that are geared to make people better savers, or at the very least aware that they should be better savers. To those that are reading this and saying to themselves that they are already great savers than think of this as a place where you can point to friends and family and add one more I told you so to the pile. (There's always new things to learn though.) The range of resources out there to help coach the masses through savings are amazing and run the spectrum from super celebrity Suze Orman all the way to do it yourself websites. Now a cautionary note. Not everyone out there is like Suze Orman or on a much smaller scale your friendly net-neighborhood financial planner so before ever entering some very personal account information be sure to do your homework. Lots of scammers trying to fish for information.
A quick list of my new top three super motivated saver strategists:
1.) http://www.suzeorman.com
2.) http://www.iwillteachyoutoberich.com
3.) For the DIY's out there http://www.mint.com (Thanks Nick for the intro to Mint!)
They all have their own blogs and tons of information that should get you excited. Again at the very least you may pick up a new tip or trick and get a different point of view for you to mull on. Which in the business of making yourself financially stable is never a bad thing.
For me in practice as well as in research there are a few common themes that you'll see at any good source for financial coaching information about savings.
- Have a plan and hold yourself accountable! Like a fad diet if you don't hold yourself to it then there's not really any point in putting the effort into the plan at all. You have to want the change (literally and figuratively). It can start with an easy budget, a place where you can mark and track your progress from.
- Automate when ever you can! I know that Bank of America has that neat "Save the Change" program and it's only a few cents on every dollar but it's still one more automation. Setting up separate accounts that you save to systematically will take the sting out of the savings process.
- Be focused! If you have different goals and time horizons, saving for them separately instead of in one big slush "savings" account will help you get there more efficiently.
- As an armchair economist I have to throw in the substitution concept. If coffee is in your morning routine I'm not the guy to tell you to stop cold turkey. A long term habit or system you have for yourself won't break overnight and you wont marry yourself to a plan if it involves a drastic change like that. So look for a less expensive substitute or make it at home. If you save a portion of what your morning expenses are and save only that much everyday you'll be pretty surprised at what you can accomplish in a year on just the act of saving and you'll want to do more.
Those are just a few points that I like to stress and there are tons more even in just the websites I liked and shared. When your taking a look at your whole financial picture savings is really your foundation and starting point. After you find a system that works for you and you've started to save then all the rest of that other financial "stuff" gets to be really easy. Fun too! I think anyways..
This about wraps up my jump on the band wagon session. There's always a need for savings and I think that it's great that people are taking it a bit more seriously as well as the competition it inspires in people like me to keep it creative and interesting for you!
Happy start to the week!
This post is going to be, for the most part, a push for jumping on the being-an-advocate-for-savings band wagon. I think the time is appropriate these days for an organized and proactive message to be spread when it's now something that can't be swept under the rug any more.
So to start there are lots of great websites out there, including one that I was introduced to this weekend, that are geared to make people better savers, or at the very least aware that they should be better savers. To those that are reading this and saying to themselves that they are already great savers than think of this as a place where you can point to friends and family and add one more I told you so to the pile. (There's always new things to learn though.) The range of resources out there to help coach the masses through savings are amazing and run the spectrum from super celebrity Suze Orman all the way to do it yourself websites. Now a cautionary note. Not everyone out there is like Suze Orman or on a much smaller scale your friendly net-neighborhood financial planner so before ever entering some very personal account information be sure to do your homework. Lots of scammers trying to fish for information.
A quick list of my new top three super motivated saver strategists:
1.) http://www.suzeorman.com
2.) http://www.iwillteachyoutoberich.com
3.) For the DIY's out there http://www.mint.com (Thanks Nick for the intro to Mint!)
They all have their own blogs and tons of information that should get you excited. Again at the very least you may pick up a new tip or trick and get a different point of view for you to mull on. Which in the business of making yourself financially stable is never a bad thing.
For me in practice as well as in research there are a few common themes that you'll see at any good source for financial coaching information about savings.
- Have a plan and hold yourself accountable! Like a fad diet if you don't hold yourself to it then there's not really any point in putting the effort into the plan at all. You have to want the change (literally and figuratively). It can start with an easy budget, a place where you can mark and track your progress from.
- Automate when ever you can! I know that Bank of America has that neat "Save the Change" program and it's only a few cents on every dollar but it's still one more automation. Setting up separate accounts that you save to systematically will take the sting out of the savings process.
- Be focused! If you have different goals and time horizons, saving for them separately instead of in one big slush "savings" account will help you get there more efficiently.
- As an armchair economist I have to throw in the substitution concept. If coffee is in your morning routine I'm not the guy to tell you to stop cold turkey. A long term habit or system you have for yourself won't break overnight and you wont marry yourself to a plan if it involves a drastic change like that. So look for a less expensive substitute or make it at home. If you save a portion of what your morning expenses are and save only that much everyday you'll be pretty surprised at what you can accomplish in a year on just the act of saving and you'll want to do more.
Those are just a few points that I like to stress and there are tons more even in just the websites I liked and shared. When your taking a look at your whole financial picture savings is really your foundation and starting point. After you find a system that works for you and you've started to save then all the rest of that other financial "stuff" gets to be really easy. Fun too! I think anyways..
This about wraps up my jump on the band wagon session. There's always a need for savings and I think that it's great that people are taking it a bit more seriously as well as the competition it inspires in people like me to keep it creative and interesting for you!
Happy start to the week!
Wednesday, March 18, 2009
I knew life was full of changes but...
I knew life was full of changes but when my life got thrown for a loop in a matter of weeks it really gives you a chance to take stock and make some choices. So that said at this point my life is still tumbling in said thrown loop but I have an idea of which way it's rolling so I can prepare...I think. I know that there has not been a post in a while and the few articles I am working on are all "in progress" so nothing of substance here other than another appeal to authority that I am going to get this blog to be the resource I want it to be, eventually.
One thing that kills me is there is so much fodder floating out in the aether of financial news that needs clarification and I haven't made the time to do it here. I hope at this point that I can get something of substance in here before this recessionary period ends.
Now keeping in mind I'm trying to be as objective as possible here maybe a little sarcastic:
A quick note though, watched/listened to the AIG proceedings today and I have to say I was very impressed with the current leadership. I was also very disappointed at the rantings of various politicians using buzzwords and scare tactics to over antagonize the situation that AIG is in. Now I'm not condoning or advocating for what happened or is allegedly happening but I have to give credit to Edward Liddy for being professional and well prepared for is House committee meeting. There is no way that the House committee could be experts at the intricacies of corporate finance so that means they are only as good as the research and notes they are provided. Now I know that at the end of the day the House and all "elected officials" are only looking out for the best interest of those they represent and I absolutely embrace and respect that in the most altruistic way but trying to bully a man in a court room who has only been in a position since last September over the tribulations that have been ongoing for years...kind of looks like they (House) were looking to stir up some pitch forks from the common folk.
Is that appropriate, maybe. Did Liddy dance around some questions, possibly. All I'm saying is that it was great to watch, interesting to analyze, and provided lots to think about with respect to moral hazard and who it applies to. Who says the news can't be entertaining!
One thing that kills me is there is so much fodder floating out in the aether of financial news that needs clarification and I haven't made the time to do it here. I hope at this point that I can get something of substance in here before this recessionary period ends.
Now keeping in mind I'm trying to be as objective as possible here maybe a little sarcastic:
A quick note though, watched/listened to the AIG proceedings today and I have to say I was very impressed with the current leadership. I was also very disappointed at the rantings of various politicians using buzzwords and scare tactics to over antagonize the situation that AIG is in. Now I'm not condoning or advocating for what happened or is allegedly happening but I have to give credit to Edward Liddy for being professional and well prepared for is House committee meeting. There is no way that the House committee could be experts at the intricacies of corporate finance so that means they are only as good as the research and notes they are provided. Now I know that at the end of the day the House and all "elected officials" are only looking out for the best interest of those they represent and I absolutely embrace and respect that in the most altruistic way but trying to bully a man in a court room who has only been in a position since last September over the tribulations that have been ongoing for years...kind of looks like they (House) were looking to stir up some pitch forks from the common folk.
Is that appropriate, maybe. Did Liddy dance around some questions, possibly. All I'm saying is that it was great to watch, interesting to analyze, and provided lots to think about with respect to moral hazard and who it applies to. Who says the news can't be entertaining!
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